A bit about us . . .
first4commercial.com - FREE, no obligation quotations
Clear and honest advice
We specialise in the commercial mortgage sector, providing the right solutions for our clients. As an independant mortgage broker, we offer free, no obligation quotations for commercial property finance and advice to all of our clients. You will recieve a full Heads of Terms illustration showing the rates, fees and terms available to you to enable you to make the right choice first time.
Great customer service is at the heart of everything we do
Bridging finance
We can provide bridging finance solutions for any legal purpose, as long as there is enough equity in the property (or properties) and a clear exit route to repay the loan we will find a finance option for you.
In-house bridging loans are available up to £25k
Up to 100% LTV available (with additional security)
Commercial finance and loans
We can assist in the following commercial mortgage and bridging areas:
- Hospitality - Hotels, guest houses, B&B's etc
- Retail - Shops, pubs and restaurants etc
- Commercial - Industrial units, warehouses etc
- Investment properties - Buy to Let, HMO etc
- Healthcare - Nursing/care homes etc
- Rural businesses - Farms, land purchases etc
- Other - Call us if your venture is not listed
Non-Status commercial loans & bridging finance
For clients with an adverse credit history or unable to provide accounts for their business
Development finance
We are still able to provide development finance to our clients, we have a panel of development finance lenders who specialise in this sector, call for more information.
Buy to Let Mortgages
For clients looking to purchase or refinance let properties, by using a whole of market lender panel we are able to offer market leading rates and terms for all our Buy to Let customers.
Stamp Duty Land Tax mitigation
We have an affiliate who is able to mitigate your need to pay Stamp Duty Land Tax on property purchases over £500k. This is available on residential and commercial properties. Call us for more information.
Commercial Insurances
We can also provide insurances such as key-man insurance or building & contents cover, life assurance & liability insurance to protect you and your business.
Other areas
We also have the ability to assist in many other commercial areas such as:
- New business start-ups
- Business bank accounts & overdrafts - More info?
- Business funding
- Factoring - What is factoring?
- Asset based lending - What is asset based lending?
- Invoice discounting - What is Invoice Discounting?
- Bad debt protection
- And more
Contact us for further information or to simply ask a question