2013 - First 4 Commercial
20Nov2013

Large loans, commercial and bridging finance

Large loans, commercial and bridging finance

We have seen a large increase in the number of clients who require help or advice when looking at large loans (over £500,000) for commercial mortgages and bridging finance opportunities. We have unique relationships with many high street banks and mainstream lenders, who are able to assist our clients with these large loan enquiries at very competitive rates.

We can assist (and have)  clients with loans from £500,000 up to £5m+ Our largest ever loan deal was for a client needing £62m. A loan was sourced for him and agreed in principle, a face-to-face meeting was arranged between the clients and the banks commercial director and a loan was approved. This was required as the clients existing bank wanted to have their loan repaid without a care for how this affected the client. Everything was completed in our normal, very professional way, with the client having a clear and concise Heads of Terms illustration breaking down the loan and costs in an easy to understand way.

We continue to be able to assist all clients no matter how big or small the enquiry may be, from £1k to £100m first4commercial are happy to help. It doesn’t matter how much you are borrowing you will still receive the same first class service people have come to expect from first4commercial.  All customers are treated fairly, professionally and given clear, transparent advice for each individual enquiry.

If you would like to know more about the large loans available from first4commercial or would like further information about our bridging loans, commercial mortgages and development finance packages please contact the team.

For more information please contact us today.

first4commercial.com

f4c

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

A: 5 Alyssum Walk, Billericay Essex CM12 0SS

 

14Oct2013

Bridging loan rates from 0.69% per month

We now have bridging rates from 0.69% per month!!

Our rates just got lower! With access to market leading rates in the bridging loans sector, once again first4commercial are able to offer access to the best rates available in the bridging market today. We have access to over 50+ bridging lenders which means our clients always get the best deal available.

With rates from 0.69%  and no exit fees or redemption penalties we are able to keep the considerable costs, that are sometimes associated with bridging loans, down to a minimum. With the addition of our free and no-obligation quotations first4commercial.com our customers benefit by getting the best rates, best advice and all completely FREE of charge.

Once you decide to go ahead with any illustration provided we charge a standard administration fee of £195 to proceed with the application. First4commercial.com have the lowest broker fee structure in the industry and are always making sure we get the clients the cheapest form of finance available.

Find out how we can help you by contact the team today!

For more information please contact us today.

first4commercial.com

f4c

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

A: 5 Allysum Walk, Billericay Essex CM12 0SS

 

31Jul2013

Non-status bridging loans

Non-status bridging loans from first4commercial.com

first4commercial have over 50+ lenders on our bridging panel and are able to offer a whole range of loan options to our clients. Our most common range of products are for those with a clean credit history and/or a low loan compared to the value of their property (LTV). Some clients do not fall into this category either due to adverse credit or lack of income proof and this is where first4commercial can help. We are able to offer clients very competitive rates of interest without the need for clean credit or proven income/track records. As long as the property has sufficient equity we should be able to secure a loan against it on a short term basis. Bridging loans can be used for a number of different scenarios, the most common is to allow the purchase of a new property whilst the client waits for their existing property to sell. This is not the only way in which bridging can be utilised and we have helped many clients over the years pay off HMRC tax bills, purchase properties abroad, complete urgent auction purchases and even settle a divorce whilst waiting for the property to sell.

 

first4commercial also have a unique advantage in that we have a sister company Central Mortgages (Essex) Ltd who are able to assist clients with any regulated bridging loans. These are loans that are secured by way of a first charge against a property you either live in or intend to live in. Due to our unique relationship clients received expert advice and guidance along with their renowned “Treating customers fairly” mantra.

For more information please contact us today.f4c

first4commercial.com

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

5 Allysum Walk, Billericay Essex CM12 0SS

25Jun2013

FREE, no-obligation illustrations

FREE, No-obligation illustrations – Standard practice at first4commercial.com

Commercial loans * Bridging loans/Bridging finance * Development finance * Personal loans

first4commercial.com offer FREE, no-obligation illustrations to every client, on every enquiry.

We will process your finance enquiry by first talking to you on the phone and discussing your requirements with you. Your case is then placed with one of over 50+ bridging finance/bridging loans lenders and over 35+ commercial finance lenders. This ensures you are receiving the most competitive rates, fees and terms in the current market. An illustration is provided to you for review and all this is completely FREE, at no point are you obligated to take the finance if you do not feel it right for you. Our illustrations are easy to read and concise. There are no hidden fees when you deal with first4commercial.com, we breakdown all the associated costs involved in every transaction so that you do get any unwanted surprises once your case is up and running.f4c

  • Bridging loans/bridging finance
  • Commercial finance
  • Development finance
  • Unsecured personal loans up to £25,000
  • Buy to Let mortgages
  • Secured loans
  • Invoice finance
  • Business Cash Advances
  • Asset finance
  • & all other aspects of commercial finance

We pride ourselves on our transparent approach and are always striving to make sure our clients have all the information available to make an informed choice before parting with any of their hard earned cash.

Contact one of the team today for your FREE, no-obligation illustration.

first4commercial.com

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

15May2013

Compare bridging loans and bridging finance

Compare bridging loans and bridging finance

We have access to over 50+ bridging lenders in the UK bridging loan and bridging finance market. By using our unique relationships with these lenders and a unique piece of sourcing software we can trawl the lender market for you to save you both time and money. We will also make sure you are getting the right deal from the outset.

Our aim is that we provide you with a FREE no-obligation quotation that cannot be beaten anywhere else in the market. We are able to offer bridging loans for a number of reasons from chain breaks (purchasing a property whilst waiting for existing property to sell) as well as other reasons like repaying HMRC tax bills, raising short term finance for any legal reason.

We are able to offer first, second and third charge bridging loans on residential and commercial properties anywhere in the UK (Not NI).

Contact us to make sure you are getting the best deal in the market, TODAY.

To find out more contact the team on 01277 620083 or use the contact form on the website.

first4commercial.comf4c

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

26Mar2013

Adverse credit commercial mortgages

Adverse credit commercial mortgages

We are currently seeing more and more clients who are unable to access ‘High Street’ commercial mortgage rates due to adverse credit histories. This can be from some missed credit card payments due to an oversight right up to CCJ’s or missed mortgage payments.

first4commercial.com are able to help in these circumstances. We are able to offer clients non-status commercial mortgages with lenders who do not necessarily worry about the adverse credit history of a client. We are also able to offer this to clients who can’t prove enough income for mortgage purposes, this allows a “self-cert” approach to the commercial mortgage market for certain customers.

As you would expect these non-status mortgages attract higher rates of interest than the normal ‘High Street’ rates available, however this is simply to offset the additional risks to the lender.

Non-status commercial mortgages are available to all sectors including pubs, hotels and restaurants to land (with or without planning permission) or factory units.

Please feel free to contact the team for a FREE no obligation quotation, this will provide you with the rates, fees and terms available in a clear, easy to understand format. Allowing you to make your decision on the next step . . .

 

To find out more contact the team on 01277 620083 or use the contact form on the website.

first4commercial.comf4c

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

4Mar2013

Personal loans up to £25,000

Personal loans up to £25,000

first4commercial.com are pleased to announce that we are now able to offer clients a direct application for personal loans up to £25,000. We have a great relationship with a peer to peer lender who are able to provide very competitive rates and very low overall fees to all our clients.

Product criteria and highlightsf4c

  • Loans are available from £1,000 up to £25,000
  • Applicants can be home owners or tenants
  • A clean credit history is required
  • No CCJ’s or defaults
  • Minimum income is £14,500 per annum
  • Min age 24
  • Maximum age is 72 (At the time of application)
  • Terms of up to 5 years
  • No early repayment charges, loans can be repaid at any time without penalty
  • Very competitive rates, beating the high street banks in most cases
  • No geographic restrictions lending available throughout England, Scotland, Wales and Northern Ireland

Simply go to www.first4commercial.com/personal-loans and complete our online application for an instant decision. Once approved money can be in your account within hours.

 

To find out more contact the team on 01277 620083 or use the contact form on the website.

first4commercial.com

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

22Jan2013

refer a friend campaign

first4commercial.com has launched its 2013 refer a friend campaign.f4c

This campaign is the latest in a long run of customer focused incentive schemes from first4commercial. Throughout 2013 any existing or historic customers that refer a friend or family member, for commercial or bridging finance, will be rewarded with a £250 Amazon voucher; once that referral has progressed to completion.

The friend or family member also receives a £250 off voucher which is deducted from any broker fee charged. There isn’t a cap on the number of referrals made or the vouchers received. first4commercial always guarantee great customer service, low fees and the right advice to all clients and this latest offering just re-confirms their ongoing to commitment to client satisfaction.

Zero landscape

This refer a friend scheme can also be used in conjunction with the ongoing Zero commitment fee incentive which due to popular demand has been extended until end of June 2013.

 

CLICK HERE for full details and printable voucher

 

To find out more contact the team on 01277 620083 or use the contact form on the website.

first4commercial.com

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

 

 

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