March 2013 - First 4 Commercial
26Mar2013

Adverse credit commercial mortgages

Adverse credit commercial mortgages

We are currently seeing more and more clients who are unable to access ‘High Street’ commercial mortgage rates due to adverse credit histories. This can be from some missed credit card payments due to an oversight right up to CCJ’s or missed mortgage payments.

first4commercial.com are able to help in these circumstances. We are able to offer clients non-status commercial mortgages with lenders who do not necessarily worry about the adverse credit history of a client. We are also able to offer this to clients who can’t prove enough income for mortgage purposes, this allows a “self-cert” approach to the commercial mortgage market for certain customers.

As you would expect these non-status mortgages attract higher rates of interest than the normal ‘High Street’ rates available, however this is simply to offset the additional risks to the lender.

Non-status commercial mortgages are available to all sectors including pubs, hotels and restaurants to land (with or without planning permission) or factory units.

Please feel free to contact the team for a FREE no obligation quotation, this will provide you with the rates, fees and terms available in a clear, easy to understand format. Allowing you to make your decision on the next step . . .

 

To find out more contact the team on 01277 620083 or use the contact form on the website.

first4commercial.comf4c

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

4Mar2013

Personal loans up to £25,000

Personal loans up to £25,000

first4commercial.com are pleased to announce that we are now able to offer clients a direct application for personal loans up to £25,000. We have a great relationship with a peer to peer lender who are able to provide very competitive rates and very low overall fees to all our clients.

Product criteria and highlightsf4c

  • Loans are available from £1,000 up to £25,000
  • Applicants can be home owners or tenants
  • A clean credit history is required
  • No CCJ’s or defaults
  • Minimum income is £14,500 per annum
  • Min age 24
  • Maximum age is 72 (At the time of application)
  • Terms of up to 5 years
  • No early repayment charges, loans can be repaid at any time without penalty
  • Very competitive rates, beating the high street banks in most cases
  • No geographic restrictions lending available throughout England, Scotland, Wales and Northern Ireland

Simply go to www.first4commercial.com/personal-loans and complete our online application for an instant decision. Once approved money can be in your account within hours.

 

To find out more contact the team on 01277 620083 or use the contact form on the website.

first4commercial.com

T: 01277 620083 F: 01277 658900 E: info@first4commercial.com

Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW

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