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First 4 Commercial > Commercial mortgages > Adverse credit commercial mortgages

Adverse credit commercial mortgages

We are currently seeing more and more clients who are unable to access ‘High Street’ commercial mortgage rates due to adverse credit histories. This can be from some missed credit card payments due to an oversight right up to CCJ’s or missed mortgage payments.

first4commercial.com are able to help in these circumstances. We are able to offer clients non-status commercial mortgages with lenders who do not necessarily worry about the adverse credit history of a client. We are also able to offer this to clients who can’t prove enough income for mortgage purposes, this allows a “self-cert” approach to the commercial mortgage market for certain customers.

As you would expect these non-status mortgages attract higher rates of interest than the normal ‘High Street’ rates available, however this is simply to offset the additional risks to the lender.

Non-status commercial mortgages are available to all sectors including pubs, hotels and restaurants to land (with or without planning permission) or factory units.

Please feel free to contact the team for a FREE no obligation quotation, this will provide you with the rates, fees and terms available in a clear, easy to understand format. Allowing you to make your decision on the next step . . .

  To find out more contact the team on 01277 620083 or use the contact form on the website. first4commercial.comf4c T:B 01277 620083B F:B 01277 658900B E:B info@first4commercial.com Colchicums, The Vale, Stock, Ingatestone, Essex CM4 9PW]]>