Personal Loans | Personal Finance, Essex, London | first 4 Commercial

Personal Loans



Please only use the CLIENTS email address when applying as this will be the clients unique identifier. DO NOT USE your own email address as any subsequent applications will fail.

Due to our connections with a leading Peer-to-peer Lender in the UK, we are now able to provide Unsecured Personal Loans of up to £25,000 to clients with a clean credit record. The criteria for these loans is as follows:

  • Unsecured Loans of up to £25,000 (min £1,000)
  • Both tenants and homeowners are eligible
  • Clean credit required (Equifax 400+/Experian 720+ as a minimum)
  • No CCJs/Defaults etc. accepted
  • Min income £12,000 pa
  • Min age 24/Max age 72 (at time of taking the loan)
  • No geographic restrictions (e.g. even Northern Ireland is ok)
  • APRs are competitive with the larger amounts above £15,000 usually at about 8-10%, middle amounts of £5-15k in the 6-9% area but smaller sized loans, especially over shorter durations can have higher APRs as the fees have a greater impact here
  • As the loans have no Early Repayment Charges we’ve even seen some people use them as short term bridging loans


To apply and get an immediate answer as to eligibility, please complete the form opposite and click Submit

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