Number #1
in Essex
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Personal Loans

First 4 Commercial > What We Do > Personal Loans

Personal Loans


Please only use the CLIENT’S email address when applying as this will be the client’s unique identifier. DO NOT USE your own email address as any subsequent applications will fail.

Due to our connections with a leading Peer-to-peer Lender in the UK, we are now able to provide Unsecured Personal Loans of up to £25,000 to clients with a clean credit record. The criteria for these loans is as follows:

  • Unsecured Loans of up to £25,000 (min £1,000)
  • Both tenants and homeowners are eligible
  • Clean credit required (Equifax 400+/Experian 720+ as a minimum)
  • No CCJs/Defaults etc. accepted
  • Minimum income £12,000 per annum
  • Minimum age 24 / Maximum age 72 (at time of taking the loan)
  • No geographic restrictions (e.g. even Northern Ireland is okay)
  • APRs are competitive with the larger amounts above £15,000 usually at about 8-10%, middle amounts of £5-15k in the 6-9% area but smaller sized loans, especially over shorter durations can have higher APRs as the fees have a greater impact here
  • As the loans have no Early Repayment Charges we’ve even seen some people use them as short term bridging loans

Our Services

Need Help?

Please feel free to contact us. We will get back to you within 1-2 business days. Or just call us now on the telephone number below.

01277 620083

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